Frequently Asked Questions
How to get a loan with no credit?
If you need a loan but have no credit – several options are available such as online payday advances, getting a co-signer or applying for secured loans. You may also explore alternative solutions like no credit check loans and credit builder loans while using secured cards to improve your overall score.
What are the requirements for applying for an online payday loan?
Income proof, a valid ID an d an operational bank account are required to secure an online payday loan.
What are the typical interest rates for payday advance loans?
Interest rates on payday advance loans can be substantial, with an annual percentage rate (APR) of between 390% and more than 600%.
Are there alternatives to payday advance loans?
In lieu of payday loans online, people may consider a credit card cash advance, personal loan option, or pursue financial assistance programs.